Medicare Stair Chair Lifts - Get Coverage And Assistance

By: Edward Neeman
Published: Tuesday, September 25 2018
Last Updated: 5 years ago

As people get older, it becomes harder to get up and down stairs. At some point, people aren't going to be able to do it at all. This is where chair lifts for seniors come in.

The issue is that not many people know much about them. In this article, we're going to talk about what a Medicare stair chair lift is, but we're also going to talk about whether or not chair lifts covered by Medicare are possible to find.

What Are Medicare Stair Chair Lifts?

The first question that most people have is: "What is a Medicare stair chair lift?" They may not know what exactly they are or how exactly they work. For starters, they're products that help people get up and down the stairs. Most of the time, these will have chairs that resemble a wheelchair while being a little more comfortable.

The chair will move up and down on something like a lift or track. All the person does is sit in the chair and use the controls to go either up or down. They don't move too quickly, but they'll get you to the spot you need to be.

Who Needs Them

For the most part, stair chair lifts are purchased and used by seniors who are having difficulty making the climb in their own house. However, while Medicare eligible individuals may be the largest consumer group there are others who may benefit from stair chair lifts.

There are many diseases out there that affect a person's ability to walk and this can result in needing the chair. Some of those diseases are arthritis, MS, Parkinson's disease and spinal cord injuries. Remember, just because most of them are marketed as chair lifts for seniors, that doesn't mean that you have to be a certain age to get one.

The Average Cost

Something to consider is how much chair lifts for seniors actually cost. A Medicare stair chair lift can really help cut down the cost and take some of that hardship away. When you aren't using Medicare, you can end up paying anywhere from $2,000 to $15,000. The exact price will depend on your situation and your needs.

With Medicare, the cost of the chair should decrease dramatically. Different areas are going to have different prices and rules, but you could even end up having your chair completely covered. There's nothing worse than desperately needing one of these chairs and not being able to afford it. Having to buy one can also stress people out and end up putting them in a hard spot.

Does Medicare Cover Chair Lifts For Stairs?

For the most part, no, Medicare will not cover the cost of your chair stair lift. Medicare Advantage and Supplemental plans won’t cover the costs of your chair stair lift either, as they are usually purchased to cover the out-of-pocket expenses left over by both Medicare Parts A and B.

There may be one exception to this rule. Again, Medicare won’t cover the cost of you chair stair lift, but they may cover the cost of an elevating seat, which is used to help the user get in and out of the chair lift. However, it’s important to note that these features are typically only available on higher end models of stair chair lifts, so you would end up paying more in the long run.

Getting Financial Assistance

If you still need a stair chair lift, but don’t have the money, there may be financial assistance options available to you. Here’s some other place you can look to find financial assistance for your chair lift.

  • Veterans Association - If you served in the US military, you may be eligible for VA Aid and Attendance Benefit, which can help you and your spouse. Your state may also offer Veterans Directed Home and Community Based Services (VD-HCBS), which can help finance home modifications if you want to continue living in your house.
  • Medicaid - While Medicaid benefits vary by state, there’s a likely chance that your state will have financial assistance for stair chair lifts. Your best bet is to complete a Home and Community Based Services waiver.
  • State Based Programs - There are only a handful of states that offer financial assistance programs for chair lifts outside of Medicaid and the VA, but it’s worth checking out. Here’s a good place to get started, or you can check your local area.

Finding Chair Lifts Covered By Medicare

You’ll be hard pressed to find any stair chair lift covered by Medicare since it is considered a home modification, and not durable medical equipment. However, exploring all of your other financial assistance options will surely help you find something that fits your needs.