Medicare Stair Chair Lifts - Get Coverage And Assistance

Stair chair lifts are wildly popular with seniors who are having difficulty getting up and down the stairs in their home but often come with a hefty price tag. Find out whether or not Medicare covers these home modifications.
Edward Neeman
Published on
September 25, 2018
Updated on
June 4, 2024

As people get older, it becomes harder to get up and down stairs. At some point, some individuals may not be able to navigate stairs at all. This is where chair lifts for seniors come in. However, many people are not familiar with these devices. In this article, we'll discuss what a Medicare stair chair lift is and whether it's possible to find chair lifts covered by Medicare.

What Are Medicare Stair Chair Lifts?

The first question that most people have is: "What is a Medicare stair chair lift?" They may not know what exactly they are or how exactly they work. For starters, they're products that help people get up and down the stairs. Most of the time, these will have chairs that resemble a wheelchair while being a little more comfortable.

The chair will move up and down on something like a lift or track. All the person does is sit in the chair and use the controls to go either up or down. They don't move too quickly, but they'll get you to the spot you need to be.

Who Needs Stair Chair Lifts?

For the most part, stair chair lifts are purchased and used by seniors who are having difficulty making the climb in their own house. However, while Medicare eligible individuals may be the largest consumer group there are others who may benefit from stair chair lifts.

There are many diseases out there that affect a person's ability to walk and this can result in needing the chair. Some of those diseases are arthritis, MS, Parkinson's disease and spinal cord injuries. Remember, just because most of them are marketed as chair lifts for seniors, that doesn't mean that you have to be a certain age to get one.

The Average Cost of Stair Chair Lifts

Something to consider is how much chair lifts for seniors actually cost. A Medicare stair chair lift can really help cut down the cost and take some of that hardship away. When you aren't using Medicare, you can end up paying anywhere from $2,000 to $15,000. The exact price will depend on your situation and your needs.

With Medicare, the cost of the chair should decrease dramatically. Different areas are going to have different prices and rules, but you could even end up having your chair completely covered. There's nothing worse than desperately needing one of these chairs and not being able to afford it. Having to buy one can also stress people out and end up putting them in a hard spot.

Does Medicare Cover Stair Lifts?

For the most part, Medicare does not cover the cost of stair chair lifts, as they are considered a home modification rather than durable medical equipment. Unfortunately, Medicare Advantage and Supplemental plans also typically do not cover these costs. There is an exception: Medicare may cover the cost of an elevating seat, which helps users get in and out of the stair lift chair. However, this feature is usually available only on higher-end models, potentially leading to higher out-of-pocket expenses.

Getting Financial Assistance

If you still need a stair chair lift, but don’t have the money, there may be financial assistance options available to you. Here’s some other place you can look to find financial assistance for your chair lift.

  • Veterans Association - If you served in the US military, you may be eligible for VA Aid and Attendance Benefit, which can help you and your spouse. Your state may also offer Veterans Directed Home and Community Based Services (VD-HCBS), which can help finance home modifications if you want to continue living in your house.
  • Medicaid - While Medicaid benefits vary by state, there’s a likely chance that your state will have financial assistance for stair chair lifts. Your best bet is to complete a Home and Community Based Services waiver.
  • State Based Programs - There are only a handful of states that offer financial assistance programs for chair lifts outside of Medicaid and the VA, but it’s worth checking out. Here’s a good place to get started, or you can check your local area.

Finding Chair Lifts Covered By Medicare

You’ll be hard pressed to find any stair chair lift covered by Medicare since it is considered a home modification, and not durable medical equipment. However, exploring all of your other financial assistance options will surely help you find something that fits your needs.

Stair chair lifts can significantly improve the quality of life for those with mobility issues, providing a safe and comfortable way to navigate stairs. While Medicare coverage for these devices is limited, various financial assistance programs can help make them more affordable. By exploring all available options, you can maintain your independence and continue living comfortably in your home.

Related News Articles

Start Comparing Plans Now

Use our online Medicare quoting tool and gain access to the best plans in your area